Group Health Insurance
Custom group medical programs including PPO, HMO, and HSA-compatible high-deductible health plans designed for small businesses.
Group benefits
Group employee benefits that attract, protect, and retain your workforce.
Competitive employee benefits are essential to recruiting top talent and keeping employees healthy. We tailor group medical, dental, vision, life, and disability plans for Georgia and Pennsylvania businesses.
Employee benefits start
What prompted your request today?
Choose the situation that matches your goals. We will carry it into your conversation.
Personalized protection
Tailored benefit programs that balance employee value and corporate budget.
Rising health costs demand strategic benefit design. We analyze carrier networks, level-funded options, contribution strategies, and voluntary perks to maximize your employee compensation value.
Coverage options
Core components of an attractive employee benefits program
Dental & Vision Plans
Popular, cost-effective routine care benefits that employees use frequently and appreciate immediately.
Group Life & Disability
Short-term and long-term income protection and group term life insurance providing vital security for employees and their dependents.
Common questions
Questions clients ask us most about employee benefits.
What is the minimum group size required for business health benefits?
In most states, a small group plan can be established with as few as two full-time employees (or one non-owner employee).
Can employers contribute different amounts for different employees?
Employers can structure non-discriminatory classes based on objective criteria such as full-time versus part-time or management level, subject to state and federal compliance rules.
How do level-funded health plans benefit small employers?
Level-funded plans offer predictable monthly payments similar to fully insured plans, but return surplus claims funds back to the employer in good health years.
Related coverage
More insurance options from Platinum Guard.
Start your employee benefits consultation