Dwelling & structure
Comprehensive peril coverage for the manufactured home structure, tie-down systems, and factory foundations.
Specialty residential protection
Manufactured and mobile home insurance tailored to your property.
Protect your factory-built or manufactured home against fire, severe wind, hail, pipe leaks, personal property loss, and premises liability on private acreage or in mobile home communities.
Quick insurance start
Why is mobile & manufactured home insurance on your radar today?
Select the option that best matches your current situation, and we’ll carry it directly into your request.
Dedicated manufactured housing forms
Why standard homeowners policies often exclude manufactured homes.
Factory-built homes are built to federal HUD standards with distinct framing, skirting, and tie-down requirements that require specialized MH-3 forms from carriers who understand manufactured housing.
Key coverage solutions
Structured around the realities of your situation.
Attached additions & carports
Protection for porches, carports, screened Florida rooms, utility sheds, and steps.
Personal property
Replacement cost coverage for furniture, clothing, household appliances, and electronics.
Premises liability
Financial shield against accidental slips, falls, and injuries occurring on your home lot or porch.
Quote underwriting details
What we need to build your independent comparison.
- HUD tag & serial numbersConfirms manufacturer, build year, dimensions (single-wide, double-wide, triple-wide), and compliance.
- Location & foundationIdentifies whether the home is on private rural acreage, an owned lot, or in a licensed residential manufactured home community.
- Skirting & tie-downsEnsures continuous skirting and code-compliant wind anchoring are in place to qualify for top-tier underwriting rates.
Related discovery
Independent market access
We compare available markets for coverage, price, and fit.
Market access varies by state, product, risk details, eligibility, and underwriting. A listed carrier does not constitute a guarantee of coverage or rate.
Frequently asked questions
Common questions about mobile & manufactured home insurance.
Can you insure older mobile homes?
Yes. We work with specialty carriers like Foremost and American Modern who regularly insure older, well-maintained manufactured homes across Georgia and Pennsylvania.
Is flood insurance included?
No. Rising water from storms or rivers is excluded under standard property policies, but we can write standalone NFIP or private flood coverage alongside your mobile home policy.
What happens if my home is inside a leased-land community?
Our policies are designed specifically for park environments, including the necessary park liability certificates and additional interested party notices required by management.
Ready to begin?
Start your independent quote comparison today.
Tell us what changed. An agent will review your request, compare available markets, and follow up with clear recommendations.