Breach Response & Forensics
Covers IT forensic investigation, specialized privacy legal counsel, notification costs, and call center credit monitoring.
Cyber insurance
Cyber liability insurance protecting your business data, systems, and revenue.
Cyber attacks, ransomware, and employee phishing target businesses of every size. Protect against legal liability, forensic recovery costs, business downtime, and customer notification expenses.
Cyber quote start
What is your business data exposure?
A customer or vendor contract requiring cyber insurance, handling credit cards or sensitive records, remote workers, or ransomware concerns are all triggers to quote.
Modern digital risk protection
General liability excludes cyber attacks and data loss.
Most commercial general liability policies explicitly exclude data breaches, cyber extortion, and electronic financial fraud. Dedicated cyber liability fills this critical exposure gap.
What cyber insurance covers
First-party crisis recovery and third-party liability protection.
Ransomware & Extortion
Coverage for cyber extortion threats, crisis negotiations, and expert system restoration to decrypt or rebuild corrupted data.
Cyber Business Interruption
Replaces lost revenue and ongoing operational costs when ransomware or cyber attacks force systems offline.
Cyber quote inputs
System details that determine cyber insurance underwriting.
- Business industry & revenueIndustry type, annual gross revenue, and volume of sensitive customer or employee records stored.
- Security controls in placeMulti-factor authentication (MFA) on email/remote access, regular off-site backups, and endpoint detection.
- Desired liability limitsChoice of $1M, $2M, or higher limits based on vendor contract obligations and financial exposure.
Related coverage
Cyber insurance markets
We compare leading cyber liability and data breach carriers.
Market access varies by state, product, risk details, eligibility, and underwriting. A listed company is not a promise of a quote, price, placement, or coverage.
Cyber-specific underwriting inputs
MFA, immutable backups, and employee security training drive cyber pricing.
Multi-Factor Authentication (MFA)
Active MFA across corporate email, remote access VPNs, and administrative accounts is required by almost all top cyber markets.
Isolated & immutable backups
Maintaining offline or cloud-immutable data backups ensures rapid restoration without yielding to ransomware extortion.
Social engineering & funds transfer
We ensure fraudulent wire transfer and invoice manipulation endorsements are included to cover phishing scams.
Cyber insurance questions
Questions business owners ask about cyber liability.
Does my general liability or BOP policy cover a data breach?
Standard GL and BOP policies generally exclude electronic data loss, cyber extortion, and privacy liability. Dedicated cyber coverage is needed to protect these exposures.
Is cyber insurance only necessary for tech companies?
No. Small retail shops, healthcare providers, contractors, accountants, and law firms are frequent targets because they store customer records, process payments, and conduct wire transfers.
What is the difference between first-party and third-party cyber coverage?
First-party coverage pays your direct costs (IT forensics, business interruption, extortion, public relations). Third-party coverage protects you against customer lawsuits, regulatory fines, and legal defense.
Start your cyber quote